ROY TRADERS

Privacy Policy

Your privacy and data security are our top priorities

Last Updated: October 10, 2025

Roy Traders ("we," "our," or "us") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website roytraders.in and use our services, including our online payment gateway.

This Privacy Policy is designed to comply with the Digital Personal Data Protection Act, 2023 (DPDP Act) and other applicable data protection laws in India. By accessing or using our services, you agree to the collection and use of information in accordance with this policy.

1 Information We Collect

1.1 Personal Information

We collect personal information that you voluntarily provide to us when you:

  • Register for an account on our website
  • Make a payment through our payment gateway
  • Contact us through our contact forms or email
  • Subscribe to our newsletters or updates
  • Apply for employment through our employee portal

Personal information may include:

  • Full name
  • Email address
  • Phone number
  • Billing address
  • Payment information
  • Business details (if applicable)

1.2 Automatically Collected Information

When you visit our website, we automatically collect certain information:

  • IP address and device information
  • Browser type and version
  • Operating system
  • Pages visited and time spent on pages
  • Referring website addresses
  • Date and time of your visit

1.3 Payment Information

Payment card information is processed securely through our payment gateway partner (PhonePe). We do not store complete credit/debit card numbers on our servers. Only encrypted tokens and transaction references are retained for record-keeping purposes.

2 How We Use Your Information

We use the collected information for the following purposes:

Service Delivery
  • • Process your payments and transactions
  • • Send payment confirmations and receipts
  • • Provide customer support
Account Management
  • • Create and manage your account
  • • Authenticate your identity
  • • Send important account notifications
Business Operations
  • • Improve our services and website
  • • Analyze usage patterns and trends
  • • Conduct research and development
Communication
  • • Respond to your inquiries
  • • Send promotional communications (with consent)
  • • Provide updates about our services
Security & Compliance
  • • Prevent fraud and unauthorized access
  • • Comply with legal obligations
  • • Enforce our terms and conditions
Legal Requirements
  • • Maintain financial records
  • • Respond to legal requests
  • • Resolve disputes

3 Legal Basis for Processing

Under the DPDP Act 2023, we process your personal data based on the following legal grounds:

Consent

You have given us clear and informed consent to process your personal information for specific purposes.

Contractual Necessity

Processing is necessary to fulfill our contractual obligations to you, such as processing payments.

Legal Obligations

We are required to process your data to comply with Indian laws and regulations.

Legitimate Interests

Processing is necessary for our legitimate business interests, such as fraud prevention and service improvement.

4 Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

Service Providers

We share information with trusted third-party service providers who assist us in operating our website, conducting business, or servicing you. This includes:

  • • Payment gateway providers (PhonePe)
  • • Hosting and cloud storage providers
  • • Email service providers
  • • Analytics and monitoring services
Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., courts, government agencies, law enforcement).

Protection of Rights

We may share information to protect the rights, property, or safety of Roy Traders, our users, or others, including fraud prevention and enforcing our terms of service.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, subject to the same privacy protections.

5 Payment Processing

Roy Traders uses PhonePe as our payment gateway partner to process online payments securely. When you make a payment:

  • All payment information is encrypted using industry-standard SSL/TLS protocols
  • Your credit/debit card details are not stored on our servers
  • Payment data is processed in compliance with PCI-DSS standards
  • Transaction details are retained only for legitimate business and legal purposes

PhonePe's privacy policy applies to information collected and processed by them. We recommend reviewing their privacy policy for more details.

6 Data Security

We implement appropriate technical and organizational security measures to protect your personal information:

Technical Measures
  • ✓ SSL/TLS encryption for data transmission
  • ✓ Encrypted database storage
  • ✓ Regular security audits and updates
  • ✓ Firewall protection
  • ✓ Intrusion detection systems
Organizational Measures
  • ✓ Access controls and authentication
  • ✓ Employee training on data protection
  • ✓ Confidentiality agreements
  • ✓ Regular policy reviews
  • ✓ Incident response procedures

Important: While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

7 Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Retention Periods:
Account Information:

Retained for the duration of your account and up to 7 years after account closure for legal and audit purposes.

Transaction Records:

Retained for a minimum of 7 years as required by Indian financial regulations.

Marketing Communications:

Retained until you withdraw consent or for 2 years from your last interaction with us.

Support Inquiries:

Retained for 3 years after resolution.

8 Your Rights Under DPDP Act 2023

As a data principal under the Digital Personal Data Protection Act, 2023, you have the following rights:

Right to Access

You have the right to obtain a summary of personal data being processed about you and how it is being processed.

Right to Correction

You have the right to correct, complete, update, or erase your personal data.

Right to Erasure

You have the right to request deletion of your personal data when it is no longer necessary for the purpose it was collected.

Right to Withdraw Consent

You have the right to withdraw your consent at any time, which will not affect the lawfulness of processing before withdrawal.

Right to Grievance Redressal

You have the right to file a complaint with the Data Protection Board of India if you believe your rights have been violated.

Right to Nominate

You have the right to nominate another individual to exercise your rights in the event of your death or incapacity.

To exercise any of these rights, please contact us at:
Email: privacy@roytraders.in
We will respond to your request within 30 days as required by law.

9 Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic.

What are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us remember your preferences and improve your experience.

Types of Cookies We Use:

Essential Cookies

Required for basic website functionality and security.

Performance Cookies

Help us understand how visitors interact with our website.

Functional Cookies

Remember your preferences and settings.

You can control cookies through your browser settings. However, disabling cookies may affect website functionality.

10 Third-Party Services

Our website may contain links to third-party websites or integrate third-party services. We are not responsible for the privacy practices of these external sites.

Third-Party Services We Use:
PhonePe Payment Gateway

For secure payment processing

Hostinger

For website hosting services

Analytics Services

For website traffic analysis and performance monitoring

We recommend reviewing the privacy policies of any third-party services you interact with through our website.

11 Children's Privacy

Our services are not intended for children under the age of 18.

We do not knowingly collect personal information from children under 18. In compliance with the DPDP Act 2023, if we process any data related to children, we will:

  • ✓ Obtain verifiable parental or guardian consent
  • ✓ Ensure the processing is in the best interest of the child
  • ✓ Not undertake any tracking, behavioral monitoring, or targeted advertising of children

If you believe we have inadvertently collected information from a child under 18 without proper consent, please contact us immediately, and we will take steps to delete such information.

12 Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes:

  • We will update the "Last Updated" date at the top of this policy
  • We will notify you of significant changes via email or through a prominent notice on our website
  • Your continued use of our services after changes become effective constitutes your acceptance of the updated policy
  • We encourage you to review this Privacy Policy periodically

13 Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Business Information

Company Name: Roy Traders

Website: www.roytraders.in

Privacy Contact
Data Protection Officer

For matters specifically related to data protection and privacy compliance under the DPDP Act 2023, you may contact our Data Protection Officer at dpo@roytraders.in

File a Complaint

If you are not satisfied with our response to your privacy concerns, you have the right to lodge a complaint with the Data Protection Board of India. Visit www.meity.gov.in for more information.

Thank You for Trusting Roy Traders

We are committed to protecting your privacy and maintaining the highest standards of data security. Your trust is important to us, and we continuously work to ensure your personal information is handled responsibly and in compliance with all applicable laws.